What If! Retirement Planning

Focusing on how much you will have instead of how much you will need.

• What If! you begin collecting Social Security at age 62? 65? or 70?

• What If! you increase your Pre-Retirement savings by another $2000 per year?

• What If! you choose to work during retirement?

• What If! you average 4% returns? 5%? 6? 10%?

The questions and variations are as endless as your retirement plans.

Click the What If! You Order link below to order your planning worksheet from Gum Road.

Spreadsheet and Instructions available for $8!

Welcome to the What If! Retirement Planning worksheet. This worksheet is designed to assist you as you plan for your retirement, playing the What If! game.

What is the What If! game? You, sitting at your desk at home, or even your kitchen, looking over your own finances. You look at what you have saved for retirement up to this point. You wonder if you are saving enough to retire at 55, 60, or must you work until 67 or longer to “have enough” to retire. What effect will there be on the bottom line if I saved just a little bit more? You can see how much Social Security will impact your retirement if you begin collecting at age 62, 65, or even 70. Will working at a retirement job really make a difference in supplementing your finances and how additional income can factor into your retirement planning? Or how will passive investments providing dividends or rental payments affect your bottom line?

The What If! Retirement Planning worksheet was designed to provide you the ability to visualize the financial impact you can have on your own retirement savings. By using this worksheet, you can see how much savings you will have based on the decisions you make regarding your money and financial planning.

Allow me now to explain what the What If! Retirement Planning worksheet is not. This worksheet is nota financial investment planning tool nor is it intended to guide specific investment decisions. It is designed to provide you information into your future financial picture given a set of inputs based on your current financial data.

Instructions on how to use the spreadsheet and explanations of each of the inputs and results columns can be found below. Enjoy and happy What If! planning.

My retirement vision!